.fnlegal-page{--ink:#102034;--cream:#fbf8f2;--paper:#fffdf9;--gold:#b98c46;--gold-soft:#f5e9ce;--muted:#5c6978;--line:#e5dac9;--green:#2d8b68;--serif:Georgia,"Times New Roman",serif;background:var(--paper);color:var(--ink);font-family:Arial,Helvetica,sans-serif;font-size:16px;line-height:1.65;overflow-x:clip}
.fnlegal-page *{box-sizing:border-box}.fnlegal-page a{text-decoration:none}.fnlegal-wrap{width:min(1180px,calc(100% - 36px));margin:0 auto}.fnlegal-header{position:sticky;top:0;z-index:1000;background:rgba(255,253,249,.97);backdrop-filter:blur(12px);border-bottom:1px solid var(--line)}.fnlegal-header-inner{min-height:92px;display:flex;align-items:center;gap:22px;position:relative}.fnlegal-logo{flex:0 0 auto}.fnlegal-logo img{width:150px;height:64px;display:block;object-fit:contain}.fnlegal-logo-note{border-left:1px solid #ddd1be;padding-left:20px;color:#667284;font-size:12px;line-height:1.25;font-weight:800}.fnlegal-nav{margin-left:auto;display:flex;align-items:center;gap:20px}.fnlegal-nav a{color:var(--ink)!important;-webkit-text-fill-color:var(--ink)!important;font-size:13px;font-weight:800;white-space:nowrap}.fnlegal-nav .fnlegal-nav-cta{background:var(--ink);color:#fff!important;-webkit-text-fill-color:#fff!important;border-radius:999px;padding:12px 20px}.fnlegal-menu-toggle{display:none;width:46px;height:44px;border:1px solid #dbcdb7;border-radius:14px;background:#fff;align-items:center;justify-content:center;flex-direction:column;gap:5px;padding:0}.fnlegal-menu-toggle span{width:20px;height:2px;background:var(--ink);display:block}
.fnlegal-hero{background:linear-gradient(125deg,#fffdf9 0%,#f5ede0 100%);border-bottom:1px solid var(--line);padding:64px 0}.fnlegal-hero-grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(280px,.8fr);gap:54px;align-items:center}.fnlegal-eyebrow{display:inline-flex;align-items:center;gap:10px;color:#9a6a24;font-size:11px;line-height:1.2;font-weight:900;letter-spacing:.16em}.fnlegal-eyebrow:before{content:"";width:34px;height:1px;background:#c89d56}.fnlegal-page h1,.fnlegal-page h2,.fnlegal-page h3{color:var(--ink);margin:0}.fnlegal-page h1{font:normal clamp(42px,5.2vw,70px)/1.03 var(--serif);letter-spacing:-.035em;margin:16px 0 18px}.fnlegal-hero p{max-width:750px;margin:0;color:var(--muted);font-size:16px;line-height:1.75}.fnlegal-hero-card{background:var(--ink);border-radius:24px;padding:30px;color:#fff;display:grid;gap:8px}.fnlegal-hero-card span{color:#e4c786;font-size:10px;letter-spacing:.14em;font-weight:900;text-transform:uppercase}.fnlegal-hero-card strong{font:normal 28px/1.2 var(--serif);color:#fff}.fnlegal-hero-card small{font-size:12px;line-height:1.6;color:#d1d9e2}
.fnlegal-content-section{padding:56px 0 76px}.fnlegal-layout{display:grid;grid-template-columns:230px minmax(0,1fr);gap:54px;align-items:start}.fnlegal-toc{position:sticky;top:120px;border:1px solid var(--line);border-radius:18px;background:#fff;padding:18px;display:grid;gap:3px}.fnlegal-toc strong{font-size:12px;margin-bottom:7px}.fnlegal-toc a{padding:8px 9px;border-radius:9px;color:#5a6777!important;font-size:12px}.fnlegal-toc a:hover{background:#f5efe5;color:var(--ink)!important}.fnlegal-article{min-width:0}.fnlegal-article section{scroll-margin-top:125px;padding:0 0 42px;margin:0 0 42px;border-bottom:1px solid var(--line)}.fnlegal-article section:last-child{border-bottom:0;margin-bottom:0}.fnlegal-section-num{display:block;color:#a6742d;font-size:10px;font-weight:900;letter-spacing:.16em;margin-bottom:8px}.fnlegal-article h2{font:normal clamp(28px,3vw,40px)/1.12 var(--serif);letter-spacing:-.02em;margin-bottom:16px}.fnlegal-article h3{font:normal 22px/1.25 var(--serif);margin:22px 0 8px}.fnlegal-article p{color:#405165;margin:0 0 14px;max-width:900px}.fnlegal-article strong{color:var(--ink)}.fnlegal-article a{color:#8a5d1f!important;text-decoration:underline;text-underline-offset:3px}.fnlegal-info-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:22px}.fnlegal-info-grid>div{border:1px solid var(--line);border-radius:16px;background:#fff;padding:16px;display:grid;gap:4px}.fnlegal-info-grid small{font-size:10px;color:#738091;text-transform:uppercase;letter-spacing:.08em;font-weight:800}.fnlegal-info-grid strong,.fnlegal-info-grid a{font-size:13px;color:var(--ink)!important;text-decoration:none}.fnlegal-card-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:12px;margin-top:20px}.fnlegal-card-grid-3{grid-template-columns:repeat(3,minmax(0,1fr))}.fnlegal-card-grid>div{border:1px solid var(--line);border-radius:18px;background:#fff;padding:20px}.fnlegal-card-grid h3{font-size:20px;margin:0 0 8px}.fnlegal-card-grid p{font-size:13px;margin:0}.fnlegal-callout{margin:22px 0;border-radius:18px;padding:20px 22px;background:var(--ink);color:#fff}.fnlegal-callout strong{color:#fff;font-size:15px}.fnlegal-callout p{color:#d9e0e8;margin:7px 0 0;font-size:13px}.fnlegal-callout-soft{background:#f7ecd5;border:1px solid #dfc594;color:var(--ink)}.fnlegal-callout-soft strong{color:var(--ink)}.fnlegal-callout-soft p{color:#596677}.fnlegal-note{margin-top:18px!important;padding:14px 16px;border-left:3px solid var(--gold);background:#fbf4e6;border-radius:0 12px 12px 0;font-size:13px}.fnlegal-table-wrap{overflow:auto;border:1px solid var(--line);border-radius:16px;background:#fff}.fnlegal-table-wrap table{width:100%;border-collapse:collapse;min-width:620px}.fnlegal-table-wrap th,.fnlegal-table-wrap td{padding:13px 15px;text-align:left;vertical-align:top;border-bottom:1px solid #eee5d8;font-size:12px;line-height:1.5}.fnlegal-table-wrap th{background:#f7f1e7;color:var(--ink);font-weight:900}.fnlegal-table-wrap tr:last-child td{border-bottom:0}
.fnlegal-footer{border-top:1px solid var(--line);background:#f7f1e7;padding:28px 0}.fnlegal-footer-grid{display:grid;grid-template-columns:1.1fr 1fr auto;gap:30px;align-items:center}.fnlegal-footer-brand{display:flex;align-items:center;gap:15px}.fnlegal-footer-brand img{width:110px;height:58px;object-fit:contain;background:#fff;border-radius:8px}.fnlegal-footer-brand div{display:grid;gap:2px}.fnlegal-footer-brand strong{font-size:13px}.fnlegal-footer-brand span{font-size:10px;color:#6b7785}.fnlegal-footer nav{display:flex;flex-wrap:wrap;gap:8px 16px}.fnlegal-footer nav a,.fnlegal-footer-contact a{font-size:11px;font-weight:800;color:var(--ink)!important}.fnlegal-footer-contact{display:grid;text-align:right;gap:2px}
@media(max-width:900px){.fnlegal-logo-note{display:block}.fnlegal-menu-toggle{display:flex;margin-left:auto}.fnlegal-nav{display:none;position:absolute;left:14px;right:14px;top:calc(100% + 6px);margin:0;background:#fff;border:1px solid var(--line);border-radius:18px;padding:12px;box-shadow:0 18px 45px rgba(16,32,52,.18);flex-direction:column;align-items:stretch;gap:3px}.fnlegal-nav.fnlegal-nav-open{display:flex}.fnlegal-nav a{padding:11px 10px;font-size:14px}.fnlegal-nav .fnlegal-nav-cta{text-align:center}.fnlegal-hero-grid{grid-template-columns:1fr;gap:25px}.fnlegal-hero-card{max-width:520px}.fnlegal-layout{grid-template-columns:1fr;gap:26px}.fnlegal-toc{position:static;grid-template-columns:repeat(3,minmax(0,1fr));gap:5px}.fnlegal-toc strong{grid-column:1/-1}.fnlegal-card-grid-3{grid-template-columns:1fr}.fnlegal-footer-grid{grid-template-columns:1fr;gap:16px}.fnlegal-footer-contact{text-align:left}}
@media(max-width:620px){.fnlegal-wrap{width:calc(100% - 28px)}.fnlegal-header-inner{min-height:78px;gap:12px}.fnlegal-logo img{width:126px;height:54px}.fnlegal-logo-note{padding-left:12px;font-size:10px}.fnlegal-hero{padding:42px 0}.fnlegal-page h1{font-size:39px}.fnlegal-hero p{font-size:14px}.fnlegal-hero-card{padding:22px}.fnlegal-hero-card strong{font-size:23px}.fnlegal-content-section{padding:38px 0 52px}.fnlegal-toc{grid-template-columns:repeat(2,minmax(0,1fr));padding:12px}.fnlegal-article section{padding-bottom:32px;margin-bottom:32px}.fnlegal-article h2{font-size:30px}.fnlegal-article p{font-size:14px}.fnlegal-info-grid,.fnlegal-card-grid{grid-template-columns:1fr}.fnlegal-footer-brand img{width:96px}}
@media(max-width:390px){.fnlegal-logo-note{display:none}.fnlegal-toc{grid-template-columns:1fr}.fnlegal-page h1{font-size:35px}}
@media(prefers-reduced-motion:reduce){.fnlegal-page *{scroll-behavior:auto!important;transition:none!important}}